Why write a will?

Making a Will and keeping it up to date is very important – it puts you in control and is the only way to ensure your loved ones, and the causes you care about, get the gifts you intend for them.

Leaving a legacy to charity, no matter how small or large, will also be completely free from inheritance tax.

Why leave a legacy to Think Ahead?

Every legacy you leave to Think Ahead will make a vital difference to current and future generations of Stroke Survivors and those who care for them

Remembering Think Ahead in your Will means that we can confidently plan and fund further initiatives to guarantee that they receive the best advice, support and education to help retain an independent confident lifestyle.

Six easy steps to making or changing your Will

  1. Make a list of your assets It can be very useful, and save time and money with your solicitor or legal advisor, to make a list of your assets and estimate their value.
  2. Make a list of what you owe You’ll also need to consider any outstanding mortgage, loans or bills – as well as anything you’re owed – to give yourself a clearer picture of the true value of your estate
  3. Decide who you want to benefit List the people and organisations you wish to remember in your Will and think about how you ‘d like to divide your estate between them.
  4. Decide what type of gifts you want to leave Find more information below on the three main types of legacy you may want to leave.
  5. Choose your Executors and meet your solicitor Your Will is very important to the future of loved ones and causes you care for. So, we strongly recommend that you see a solicitor, or a member of the Institute of Professional Will Writers, when making or changing it. You’ll also need to choose executors, usually relatives, friends or legal advisers you trust, to carry out the terms of your Will

. 6. Keep your Will in a safe place It’s an important document, so many people leave it in the care of their solicitor or legal adviser and keep their own copy in a safe place. Make sure your executors know how to find it.

Types of Legacies

 There are three main types of legacy you can leave to your loved ones and the causes you care about. Whichever you choose, whatever its size, your legacy  will help us to continue our work.

Residuary legacy- A percentage of the value of your estate once all other payments have been made, (e.g. outstanding debts, tax, pecuniary and specific legacies). This is a particularly effective way to remember a charity because it is expressed as a percentage and retains its value over time.

 Sample wording

I give a ...........% share of the residue of my estate to Think Ahead, Stroke Information Centre. Ashland House Ince Wigan WN2 2DX registered charity number 1128934 to be used for its general charitable purposes and I declare that the receipt of their Treasurer or other proper officer shall be a full and sufficient discharge. This can be as small as 1% of your estate or larger if you wish.

 Pecuniary legacy- This is a gift of a fixed amount of money. If you have family or other people who you want to receive the bulk of your estate, you may prefer to leave us a pecuniary legacy. However, you should be aware that the effects of inflation will mean that the real value of the legacy could become less than you intended, unless you review your Will regularly.

Sample wording

I give free of tax to Think Ahead, Stroke Information Centre. Ashland House Ince Wigan WN2 2DX registered charity number 1128934 the sum of £ .....................[words and figures] to be used for its general charitable purposes, and I declare that the receipt of their Treasurer or other proper officer shall be a full and sufficient discharge. Please index link this gift.

 Specific legacy- A gift of specific items such as personal possessions (antiques, furniture, jewellery), land, buildings or specified investments such as shares or the contents of a bank account.

This is a very brief summary; however, your Solicitor / Will Writer will be able to provide any additional details to suit your own personal circumstances.

 Should you be kind enough to include a gift to Think Ahead in your Will, please let us know so we can acknowledge this wonderful gesture. Please contact Mrs Carol Sankey [email protected] or telephone  01942 824899 or you can pop your details into this form and we'll be in touch: legacy-giving